Frequently Asked Insurance Questions

What to Expect From the Sign-up Process.

1) Fill out COMPLETELY the Online Insurance Questionaire Form and click on the send button.

2) We will then respond within 24 hours of receiving your insurance questionaire form. At that time, we will have your insurance quotation or an approximate timetable to expect your insurance quotation.

3) Once you have decided to accept our insurance quote, some additional insurance information along with a check will be required to sign up. (The additional insurance information will vary depending on the type of insurance.)

4) After receiving the additional insurance information and check, we will contact you to confirm receipt and the insurance policy effective date. We will then approximate the delivery date of your official insurance policy.

Over time, we will collect frequently answered questions and post them here for your information, so please check back. E-Mail Us us if you have a question you would like answered. We will respond quickly and will post the answer for others here as well.

How We Choose Our Insurance Companies

Insurance companies receive their rating based on their financial strength, time in business, and customer claims history satisfaction. An (A) Rating is the best yet, an insurance company rating can vary from one insurance company to the next. For example, an insurance company can have a (B+) insurance rating or a (B+VIII) insurance rating. These insurance ratings are given to distinguish an insurance company who has a slightly better insurance rating than the base insurance rating letter.

An Admitted Insurance Company must register as a California Insurance Company and contribute to the California Insurance Pool. This Insurance pool protects the insurance claimants of the admitted insurance companies that file for Bankruptcy. The insurance claimants of a Non-Admitted Insurance Company would not have the same protection. Any Insurance Company with an (A) insurance rating, admitted or non-admitted is a safe insurance company.